Our advantageWe underwrite before we market.
Defensive underwriting establishes the right structure, lender narrative and diligence path before a transaction enters the market.
About PreApproved Capital
Complex transactions.
Clear execution.
A commercial real estate capital advisory firm built around underwriting, capital access, structuring capability and execution.
Our advantage
Underwriting.
Access. Structure.
We curate investors.
We match your opportunity with the right capital partners from 700+ financing and investment sources — banks, funds, institutions, family offices and high-net-worth individuals.
We structure around the problem.
Senior debt, bridge debt, mezzanine, preferred equity and JV capital can be combined around the execution requirement.
Team
Capital markets experience.
The firm in detail
A capital advisor for complex real estate.
What we do
PreApproved Capital Corp is a commercial real estate capital advisory. We arrange debt and equity from $3M to $100M+ for developers, sponsors, investors and owner-operators, and we work alongside mortgage brokers who refer larger or more complex files. Mortgage brokerage services are provided through Real Mortgage Associates Inc., FSRA brokerage licence #10464.
Our mandates span construction financing, bridge and inventory loans, land acquisition and servicing, CMHC-insured multifamily, commercial term debt, joint venture and equity raising, preferred equity, receiverships and DIP financing, blanket financing and specialty assets such as gas stations, data centres, seniors housing and resort developments.
Where we work
Our office is at 3250 Bloor Street West in Toronto. Most of our activity is in Ontario — Toronto, Mississauga, North York, the GTA, Hamilton, Ottawa, Durham Region and Simcoe County — with mandates in British Columbia and Alberta, and US transactions placed in US dollars through licensed capital partners. Recent files include a $9.2M site acquisition in North York, a $42M CMHC MLI Select financing in Ottawa, an $18.2M industrial portfolio refinancing in Hamilton and a $55M cross-border student housing construction loan in Austin, Texas.
How a mandate runs
Every engagement follows the same disciplined sequence, so you know what happens next and why.
01 — Intake and first read
You share the request, the asset, the sponsor and the timeline. Our team reviews every inquiry within 24 hours and tells you plainly whether the file is financeable and in what shape.
02 — Underwriting before marketing
We build the underwriting first: budget or rent roll, valuation support, exit, sponsor track record and risk factors. The structure, leverage and lender narrative are set before any capital source is approached.
03 — Curating investors
We match the opportunity with the right partners from 700+ financing and investment sources — banks, funds, institutions, family offices and high-net-worth individuals — and tailor the presentation to that audience.
04 — Term sheets and negotiation
We compare competing term sheets on rate, fees, leverage, covenants, reserves and prepayment, and negotiate the terms that matter to your business plan rather than the headline rate alone.
05 — Closing and funding
We stay at the table through commitment, due diligence, legal documentation and first advance, coordinating appraisers, quantity surveyors, lawyers and the lender until funds flow.
Frequently Asked Questions
About PreApproved Capital
What sponsors, developers, and brokers ask before partnering with us.
We advise commercial real estate sponsors, developers, builders, and operating companies across Canada and the United States, and co-broker actively with commercial mortgage agents and brokers.
We operate as a capital advisor rather than a transactional broker — engineering the full capital stack, running competitive lender processes, and remaining at the table from term sheet through funding.
We maintain active relationships with hundreds of capital sources including Schedule I and II banks, credit unions, BDC, MICs, private debt funds, family offices, and offshore institutional capital.
Yes. We document co-broker arrangements in writing before any lender introduction and honour referral fees through to closing on every successful placement.